One Time Use Credit Cards
Does 1password tie into an existing One Time Use Credit Card system like Paypal? If not I'd like to have this added as a future feature.
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Does 1password tie into an existing One Time Use Credit Card system like Paypal? If not I'd like to have this added as a future feature.
Comments are currently closed for this discussion. You can start a new one.
2 Posted by Eric Dobson on 30 Jan, 2012 11:42 PM
Hi Roy,
Thanks for taking a moment to send your question.
Would mind expanding a bit more on what you mean, and how exactly you envision this working?
Thanks!
Eric Dobson
AgileBits Support
3 Posted by Roy Miller on 31 Jan, 2012 02:09 AM
Hmm that's a good question. I thinking of the following work flow:
1. A user is online shopping (filling in a shopping cart, subscribing to service, etc)
2. User goes to check out and is presented with payment page.
3. Normally at this point the use can have 1password fill in the creditcard info using an item in the 1password wallet or the user could manually enter custom payment info
Lets say the user is subscribing to a service which forces automatic renewal, or the use doesnt trust the site to keep the credit card info safe. Then we can goto a service like paypal and use a one-time-use credit card. This requires the user to login, find the card creation area, fillin some details, copy the new card details, transcribe the details into the storefront payment page.
I'd like to see 1password manage that manual process for me, and posibly manage all temporary one time use cards on file.
1password already does something simular where it will automatically generate passwords.
Question of trust, why would a user trust 1password to create one time credit cards? Well i already trust 1password with login information to all my financial accounts, it tracks passwords to storefront one click shopping pages, etc.
I thnk one time credit card management on 1password would be a natural fit.
Let me know what you think.
Roy
4 Posted by Ben Woodruff on 31 Jan, 2012 03:20 AM
Thanks for the feedback Roy. I don't feel this is too far a stretch outside our core competency to make it plausible, but it would require a lot of work on the back end (setting up a relationship with a credit card company that can issue these one time use credit cards)... Also: I don't think PayPal does this anymore?
Something we can look into.
Thanks!
Ben
5 Posted by Brian Mooney on 27 Mar, 2012 12:52 AM
You may find this LifeHacker article helpful for more general information:
http://lifehacker.com/5831160/use-virtual-credit-card-numbers-to-sh...
I, too, would like to see this sort of feature available in 1Password. I don't yet have a credit card account with this feature, but plan to get one soon. Therefore, I cannot describe precisely how the website interface functions on the credit card company's end. However, I have been told that essentially you log into your credit card online account, enter the desired amount to be placed on the one-time-use credit card, and then the card number/info is generated on the fly. This information can then be copied from the credit card website and pasted into the online retailer. Thus, you have to have the shopping website open and the credit card site open simultaneously.
Ideally, it would be nice if 1Password itself could be the intermediary and transiently open the credit card website (possibly behind the scenes), ask for the desired amount to place on the card, and transiently store/transfer the temporary card info to the seller's website.
It appears that a company called Orbiscom actually handles these transactions. Any sort of back-end work would have to hope that this company is willing to cooperate and provide an API, which might be asking a lot. I'm guessing this isn't going to happen.
Thus, perhaps there's another way to streamline the process. I know that, at least at one point, there was actually a Firefox plugin for this feature from PayPal. Thus it appears that it CAN be done, somehow.
Support Staff 6 Posted by Kyle Swank on 27 Mar, 2012 07:20 PM
Hi Brian,
Thanks for the additional information. While we'd love to offer something like this it is probably going to be very difficult.
For one, it requires that (as you say) the other company has a way for us to access that information programatically. This is high on the "unlikely" side since most credit card companies typically keep these types of things to themselves for security reasons.
Also, each company that offers this would probably request it be done in a different fashion. So now we'd need to devise a way to do this for each card issuer. It's quickly turning difficult and we'd only provide it for certain credit card issuers and not all of them.
While it isn't out of the realm of possibility. It is something we'd look into once we have a lot of other features taken care of that users have been requesting for a long time.
I'm not trying to shoot the idea down, I just simply want it to be obvious that this is very difficult to do and do not want you to think we're promising anything. Until it actually ships we don't promise anything at all. It would be a nice feature to have.
Cheers!
Kyle Swank
AgileBits Support
System closed this discussion on 07 Jun, 2012 10:06 PM.